If you are struggling financially there are a number of third-party organisations who can also offer help and practical support. Some of the most well-known are:

• Epsom and Ewell Citizens Advice Bureau.
• The National Debtline.
• The Money Advice Service, which has been set up by central government.
• Money Saving Expert.
• Want to learn more about how to build your own budget, how to balance it and how to set money aside for regular bills? Try Crosslight Advice's online budgeting course.
• Worrying About Money Epsom & Ewell.